Apollo Dkv Health Insurance Information

Apollo Dkv Health Insurance Resource

Popular Questions

Which is the best health insurance in India ? There are lot of companies like star health,Apollo DKV,Cholomanadalam,Bajaj alliance,etc.. for providing health insurances.... I want to know the best company which covers most diseases & illness ?

piyushrathi1975 replied: "Hi, You should get in touch with the sales reps of the organisations you have mentioned and try to understand the product that you are looking at. You may also get first level interactions with the company that should also help in finalization. Personally, I feel, Apollo DKV has some good products and the best TPA (SOS) to take care of pre/post hospitalization. Their sales process is better than others and claims to rejection ration is lower that others offering the customers a better choice"

Health Insurance for a newly married healthy couple ? Amongst the following companies which offers Good and Hassle free Health Insurance for a newly married healthy couple sum assured around 5 lakhs per annum. Apollo DKV Bajaj Allianz Cholamandalam HDFC Ergo ICICI Lambord Iffco-Tokio National Insurance New India Insurance Oriental Insurance Reliance Health Royal Sundaram Star Health Tata AIG United India Insurance. Reply with confidance with suitable reason why you suggest this company. Reply immediately.

Chester D replied: "Not sure about all the companies you listed. You can research each company. You can look into individual health insurance plans and just get the best quote. When researching health insurance plans you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources to help you with your question. "

jackofall replied: "Do the comparison yourself. But why does a newly married healthy couple require a sum assured of around 5 lakhs per annum? Is that really required?"

Rumit S replied: "mostly all the above company offers good and hassle free health insurance but to go in detail as per your need just go and compare & apply engine of zibika, its a finance portal, will give u the best result, & will clear your doubts. link for website"

Shall i buy reliance health insurance ? I am in chennai when i call to insurance people they told that Reliance is not good for south india..it's good only north india... claim process is too hard.. they suggest star and apollo dkv... my question is shall i buy reliance health insurance... if any body using reliance health insurance chennai or south india please suggest me... Thank you in advance

Sachin {LIC / GIC Consultant} replied: "As far as my experience is related never ever go for any PRIVATE COMPANY. go for Government Company there are 4 co's. 1. ORIENTAL INSURANCE 2. NATIONAL INSURANCE 3. UNITED INDIA INSURANCE 4. NEW INDIA INSURANCE thanks NEVER EVER THINK OF RISK IN YOU LIFE........ forget PAST and don't thing much about FUTURE only LIVE IN PRESENT. As your HARD earned MONEY must be invested in SAFE HANDS and LIC OF INDIA is the safest hands to invest in. BEFORE INVESTING please read the following: - Following are very risky investment avenues and should be avoided for further capital erosion. 1. SHARES & MUTUAL FUNDS: Very very risky market full of speculators, even the company CEO and Directors are not aware why the stock prices are falling or going up 2. PROPERTY & LAND: Prices are way high and there is no government control over it. Current property prices in India are 68% higher as compared to other developed countries like USA and UK. 3. BANK FIXED DEPOSITSs: Interest earned is Taxable and principal amount is guaranteed only up to 1 lakh in case the bank goes Bankrupt as per "Our Finance Minister" 4. GOLD, SILVER & COMMODITIES : Gold is also too risky but it is much safer than Shares. 5. FOREX TRADING: Many of you may not even know what forex trading is? It means trading in currencies. only 1 company (LIC of India) you can TRUST, who will honor all its commitments and it has more than $163 billion assets. LIC Of India has various policies to suit your needs where we can give: * Risk Cover * Guaranteed returns * Tax Benefits * Regular income * Free insurance * Accidental risk cover * Insurance for senior citizens till age 75 * Fixed deposit with risk cover and loan facility * Peace of mind forever My appeal is do not take any drastic step if you are caught in a financial crisis. According to Indian Law If you are in a financial crisis you can pay your party in installments spread over a period of years. I am Life Insurance Corporation of India's authorised Insurance Agents. If you are looking for LIC Investment plan, Life Insurance, LIC Term plan, LIC endownment plan, Always take Advice before taking any Insurance or Investment. Thanks & Regards, SACHIN SAHNI LIC Consultant, BM Club Member, {Gold Medalist} Mob:9899633555 email:sachin.123.lic@gmail.com ---DOOR STEP SERVICE (Delhi & NCR)---"

Rahul replied: "If you are looking for a private medical insurer than I would go for a company which does the processing of the claims at the local office. It would be best to go for a government insurance company since they have local claims settling authority. New India or United India. These companies have grievance departments also where you can appeal if you have any issues."

Insshiva replied: "Hi Claim process is designed and governed by IRDA, if there is a issue with the claims, you can approach Ombudsman. Insurance industry is very closely regulated by government so nobody can deny you a claim. Any company that denies or delay's claims will hit their ISO, and Quality credentials. So whatever is mentioned in the policy document, companies will adhere to it. While buying a health insurance, you should think and check for the following. 1. coverage amount : Will it remain same as inflation increases and you become older, or will it increase with inflation and your age, without actually increasing the premium. 2. Exclusion : What is covered and what is not covered. There are obviously medical expenses like testing, opd which are not covered. Does your insurance gives you some option to reimburse for expenses like this as well. 3. Premium Payment Term : How long should you pay, and how long will you be covered, is there any flexibility. 4. Return on investment : If you dont claim, will you get your money back. Write to me if you have any question, on health insurance or any other type of insurance."

Amongst the following companies which offers Good and Hassle free Health Insurance.? Amongst the following companies which offers Good and Hassle free Health Insurance for a newly married healthy couple sum assured around 5 lakhs per annum. Apollo DKV Bajaj Allianz Cholamandalam HDFC Ergo ICICI Lambord Iffco-Tokio National Insurance New India Insurance Oriental Insurance Reliance Health Royal Sundaram Star Health Tata AIG United India Insurance. Reply with confidance with suitable reason why you suggest this company. Reply immediately.

sam replied: "i do not have much idea but i personally studied all their policy papers and premium amount. national insurance is most liberal and from my personal experience as well as my acquaintances' experience, it gives claim liberally, can be renewed up to 80 yrs of age (highest) but obviously comes with higher premium. pl. note that legally no company is liable to renew ur policy up to the max age limit they say but i know people getting dialysis done for year after year by paying premium to national insurance co which doesn't disagree to renew their policies. i do not have seen any of my acquaintances to take any mediclaim policy from any other co than national ins co. and hence can't comment much on them. however, i know that reliance is the cheapest policy and tries its best to avoid claims as per the assistant of my surgeon (i underwent a surgery some time back in a big corporate hospital (omitting name to avoid any legal issues)). hope this helps you."

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